Wells Fargo Rewards Transfer Partners Guide [2025]: How to Maximize Your Points

If you have a Wells Fargo credit card that earns rewards points, you might be wondering how to get the most value out of them. The good news is that Wells Fargo offers transfer partners, letting you turn your rewards into airline miles or hotel points. That means more flexibility and potentially more value when you book travel.

This guide breaks down who Wells Fargo’s transfer partners are, how to earn points, how to transfer them, and the best ways to redeem them.

Who Are Wells Fargo Transfer Partners?

As of 2025, Wells Fargo has seven transfer partners: six airline programs and one hotel program. Here’s the full list:

✈️ Airline Transfer Partners (1:1 transfer ratio)

• Aer Lingus AerClub
• Air France–KLM Flying Blue
• Avianca LifeMiles
• British Airways Executive Club
• Iberia Plus
• Virgin Red / Virgin Atlantic Flying Club

Transfer Wells Fargo Rewards to Flying Blue to book Air France business class.

🏨 Hotel Transfer Partner (1:2 transfer ratio)

• Choice Privileges

You can transfer as few as 1 point at a time, and in most cases, transfers are almost instant. This gives you more control compared to other programs that require minimum transfers of 1,000 points.

Wells Fargo Rewards Transfer Rates

Wells Fargo points transfer to all airline partners at a 1:1 ratio, so 1,000 points = 1,000 miles. For the Choice Privileges hotel program, you’ll get 2 Choice points per 1 Wells Fargo point, which makes it great for hotel redemptions, especially in places like Japan or Europe.

Partner	Transfer Ratio	Estimated Transfer Time
Aer Lingus AerClub	1:1	Almost instantly
Air France–KLM Flying Blue	1:1	Almost instantly
Avianca LifeMiles	1:1	Almost instantly
British Airways Executive Club	1:1	Almost instantly
Iberia Plus	1:1	Almost instantly
Virgin Atlantic / Virgin Red	1:1	Almost instantly
Choice Privileges	1:2	Almost instantly

How To Earn Wells Fargo Rewards

You’ll need a Wells Fargo credit card that earns Wells Fargo Rewards points. Only a couple of cards are eligible for transfers:

🔹 Wells Fargo Autograph Card

• $0 annual fee
• 3x points on travel, transit, dining, gas, phone plans, and streaming

🔹 Wells Fargo Autograph Journey Card

• $95 annual fee
• 5x on hotels, 4x on airlines, 3x on other travel and dining

🔹 Combine With Cash Rewards

If you also have a Wells Fargo Active Cash Card, you can convert those cash rewards into transferable points — as long as you also hold one of the Autograph cards.

Best Ways To Redeem Wells Fargo Rewards Points

Using your points with transfer partners often gives the best value. Here are some top redemptions to look out for:

✈️ Best Airline Redemptions

• Aer Lingus: Fly from the U.S. East Coast to Ireland for as few as 13,000 Avios one-way.
• Flying Blue: Use Fling Blue Promo Rewards to get up to 25% off award flights or Air France/KLM business class for 60,000 miles.
• Avianca LifeMiles: Domestic United flights from just 10,000 LifeMiles.
• British Airways: Use Avios for Qatar Airways QSuites business class between Doha and the US for 70,000 Avios.
• Iberia: Book business class to Spain from just 40,500 Avios.
• Virgin Atlantic: Great for SkyTeam partners or Upper Class redemptions.

Use your Wells Fargo Rewards to book some great deals during Flying Blue Promo Rewards.

🏨 Best Hotel Redemptions

• Choice Privileges: With the 1:2 ratio, 4,000 Wells Fargo points = 8,000 Choice points.
• Great value in Japan, Europe, or during Sweet Spot Rewards promos.

How To Transfer Wells Fargo Points

Transferring your points is quick and easy. Here’s how to do it:

1. Log in to your Wells Fargo account.
2. Go to Use Your Rewards > See All Options > Rewards Points Transfer.
3. Choose Airlines or Hotels.
4. Click Link Accounts, enter your frequent flyer/hotel account number.
5. Choose how many points you want to transfer.
6. Confirm and click transfer and your points should arrive almost instantly.

💡 Pro tip: Transfers are final, so make sure the seat or hotel night you want is available before transferring.

How Much Are Wells Fargo Rewards Worth?

The value of Wells Fargo Rewards points depends on how you redeem them. Here's a breakdown of the typical value you can expect:

✈️ Travel via Transfer Partners

• Up to 1.5–2 cents per point or more
• Great value for international business class flights, hotel stays in Japan, and sweet spot redemptions with partners like Avianca LifeMiles, Flying Blue, or Choice Privileges

The value of your points with this method depends heavily on your ability to find award availability: see our guide on how to find award flights.

Use transfer partners with your Wells Fargo Rewards to book great deals like Virgin Atlantic Upper Class.

💵 Cash Back or Statement Credit

• 1 cent per point
• 10,000 points = $100
• Easy but not the highest value

🏨 Hotel Redemptions with Choice Privileges

• Thanks to the 1:2 transfer ratio, you can often get outsized value — especially in expensive markets like Tokyo or Europe
• Example: A Tokyo hotel for 8,000 Choice points only costs 4,000 Wells Fargo Rewards points

🎁 Gift Cards or Travel Portal

• 1 cent per point, on average
• Easy redemptions, but not usually the best bang for your buck

✅ Best value: Transferring points to airline or hotel partners and booking strategically.

FAQs about Wells Fargo Rewards

Do Wells Fargo Rewards points expire?

No, your points don’t expire as long as your account stays open and in good standing.

Can I combine points with someone else?

Yes, you can combine Wells Fargo Rewards points with another person if you both hold a qualifying card.

How long do transfers take?

Almost all transfers are instant, though it may vary depending on the partner.

Are there any transfer minimums?

Nope! You can transfer as few as 1 point, which is super rare and helpful.

Can I transfer to hotel programs other than Choice?

Not yet. Currently, Choice Privileges is the only hotel partner.

When Will Wells Fargo Add More Transfer Partners?

Right now, Wells Fargo has a small but useful list of partners. However, they’ve already added new ones (like Virgin Red in late 2024), so it’s likely more partners will be added in the future.

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Conclusion

Wells Fargo may be the new kid on the block when it comes to rewards transfers, but their current lineup offers great value, especially if you know where to look. Whether you're planning a trip to Europe, flying domestic on points, or booking hotels in Japan, Wells Fargo Rewards can go a long way when transferred strategically.

If you're already earning points with Wells Fargo, now’s the time to start exploring these transfer partner opportunities.